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		<title>BMA call for ban on smoking in cars</title>
		<link>http://www.healthinsurancelondon.org.uk/bma-call-for-ban-on-smoking-in-cars/71</link>
		<comments>http://www.healthinsurancelondon.org.uk/bma-call-for-ban-on-smoking-in-cars/71#comments</comments>
		<pubDate>Fri, 18 Nov 2011 14:48:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health]]></category>

		<guid isPermaLink="false">http://www.healthinsurancelondon.org.uk/?p=71</guid>
		<description><![CDATA[The British Medical Association (BMA) have called for the government to extend the ban on smoking in public places to include smoking in cars. Recent research has revealed that the level of toxins from second hand smoke is 23 times &#8230; <a href="http://www.healthinsurancelondon.org.uk/bma-call-for-ban-on-smoking-in-cars/71">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>The British Medical Association (BMA) have called for the government to extend the ban on smoking in public places to include smoking in cars.</p>
<p>Recent research has revealed that the level of toxins from second hand smoke is 23 times higher in a car than it used to be in a smoky bar. However, other research has suggested that the increase is markedly less, especially if the car windows are open.</p>
<p>Approximately 20% of British people smoke. It is estimated that up to a half of these people would smoke in a car. Smoking in a vehicle which is used for work purposes is already banned.</p>
<p>However, there is currently no ban for smoking in privately owned vehicles. </p>
<p>Another report from a group of MPs argued that non-legislative options should be considered, and the All-Party Parliamentary Group an Smoking and Health suggested that an outright ban may be counterproductive. They argued for the need for a countrywide consensus before introducing a ban.</p>
<p>Other countries have already introduced a similar ban, although they have tended to focus on banning smoking where children are present.</p>
<p>The BMA argue that an overall ban would be easier to police and would also improve road safety.</p>
<p>A spokesperson for the Department of Health in England confirmed that an advertising campaign would be launched in the spring which will warn people of the dangers of smoking in a car and in the home. They added: &#8220;We do not believe that legislation is the most effective way to encourage people to change their behaviour.&#8221;</p>
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		<title>UK public and private sector to develop care fund</title>
		<link>http://www.healthinsurancelondon.org.uk/uk-public-and-private-sector-to-develop-care-fund/65</link>
		<comments>http://www.healthinsurancelondon.org.uk/uk-public-and-private-sector-to-develop-care-fund/65#comments</comments>
		<pubDate>Tue, 03 May 2011 04:29:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>

		<guid isPermaLink="false">http://www.healthinsurancelondon.org.uk/?p=65</guid>
		<description><![CDATA[Research suggests that the public and private sectors can co-operate and develop a great health care fund for their customers. The UK government is reluctant to spend extra on the health care sector as it believes that it will cripple &#8230; <a href="http://www.healthinsurancelondon.org.uk/uk-public-and-private-sector-to-develop-care-fund/65">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Research suggests that the public and private sectors can co-operate and develop a great health care fund for their customers. The UK government is reluctant to spend extra on the health care sector as it believes that it will cripple the national economy. The government hopes to encourage people to invest in health care annuities to ease the burden on the public system.</p>
<p>Retirees are particularly vulnerable as the dwindling fund prevents them from having quality health care when they need it most. It is important that people seriously consider their options to see which one is best for them.  Public and private sector agreements will likely provide people with a better return on their investment. </p>
<p>Reports suggest that the deal would provide people with greater flexibility as they can create wealth from a variety of sources. The public sector can control the distribution of funds that both sources provide people. Individuals and families would have access to their money as they need it. </p>
<p>The partnership aims to stream line the health system and make it easier for people to understand. It is hoped that people will buy health insurance to protect their family from harm. New investment options are constantly being developed to increase for people of all ages, shapes, sizes, nationalities and ethnicities. Private insurers will provide you with the information that you need to help choose the right option for you. The internet is a great source of information; however, it is wise to call your insurer if you need further help and advice.</p>
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		<title>The NHS Is Free, Why Private Health Insurance In The UK?</title>
		<link>http://www.healthinsurancelondon.org.uk/the-nhs-is-free-why-private-health-insurance-in-the-uk/62</link>
		<comments>http://www.healthinsurancelondon.org.uk/the-nhs-is-free-why-private-health-insurance-in-the-uk/62#comments</comments>
		<pubDate>Mon, 02 May 2011 11:07:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>

		<guid isPermaLink="false">http://www.healthinsurancelondon.org.uk/?p=62</guid>
		<description><![CDATA[The UK government offers free health insurance to its citizens under the National Health Service (NHS) program. Because it is public in nature, most people felt that this cover is not adequate. Some UK residents prefer taking out a private &#8230; <a href="http://www.healthinsurancelondon.org.uk/the-nhs-is-free-why-private-health-insurance-in-the-uk/62">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-thumbnail wp-image-63" title="A young caring doctor" src="http://www.healthinsurancelondon.org.uk/wp-content/uploads/2011/05/iStock_000003709313Small-150x150.jpg" alt="private health insurance" width="150" height="150" />The UK government offers free health insurance to its citizens under the National Health Service (NHS) program. Because it is public in nature, most people felt that this cover is not adequate. Some UK residents prefer taking out a private health insurance cover. Is it reasonable to do so? Most people often ask this question. One major reason for doing so is the quality of services. Under the NHS, you will have to queue for hours at the national hospitals and you may not be able to consult the best doctor. Secondly, health insurers have designed several private health insurance schemes which are affordable. The medical expenses covered will vary depending on the premiums you pay towards the policy.</p>
<p>The UK figures and statistics on the persons who have taken insurance cover are worrying. Only 8% have taken this option when it costs around £10 per month. Private Health insurance is far much better than the NHS. It allows you to visit the hospital of your choice and consult the specialist doctor you want. Most people feel that NHS is biased in requiring UK residents to seek treatment at the government hospitals because the cost of treatment is lower.</p>
<p>If you mind about your health, then you should think of buying a private health insurance. The extra cost of this insurance will be far much less than the amount of money you spend on leisure and entertainment. This will on the other hand assure you of excellent heath care service at the best UK hospitals.</p>
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		<title>Advantages of Private Health Insurance</title>
		<link>http://www.healthinsurancelondon.org.uk/advantages-of-private-health-insurance/57</link>
		<comments>http://www.healthinsurancelondon.org.uk/advantages-of-private-health-insurance/57#comments</comments>
		<pubDate>Mon, 14 Mar 2011 20:13:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>

		<guid isPermaLink="false">http://www.healthinsurancelondon.org.uk/?p=57</guid>
		<description><![CDATA[Private health insurance has its good and bad press, and it is recommended for everyone to find out more about it before making a choice. The main reason why people choose private medical insurance over NHS is that they won’t &#8230; <a href="http://www.healthinsurancelondon.org.uk/advantages-of-private-health-insurance/57">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Private <a title="health insurance" href="http://www.healthinsurancelondon.org.uk">health insurance</a> has its good and bad press, and it is recommended for everyone to find out more about it before making a choice. The main reason why people choose private medical insurance over NHS is that they won’t have to be on waiting list before they get to the consultations, operations, inpatient/outpatient or day patient treatments. It’s very important, since many of those can be life-saving. For those who have this insurance, the most important thing might be having their own consultant who can understand the condition of the patient. Also, patient can spend more time with the consultant and have his support throughout the treatment. One more advantage is that some patients, depending on their policy, might be able to have a private room with their own bathroom and unrestricted visiting hours.</p>
<p>Those advantages may the reason enough to have a private medical insurance, by there are also some disadvantages. First of all, it is impossible to find a perfect policy that covers all the treatments, so you will have to think carefully. Before you see a consultant or make appointment for a treatment, it is recommended to talk to your insurance company and see if it covers all those things. There are so many companies today that you won’t even have an idea which one to choose. That’s the right time to hire the insurance broker who can advice you or even choose a company for you. Also remember, if you want a high coverage, you will have to pay price for it, but that’s probably something you’ve expected. There are many standard conditions that are not covered, such as :  pregnancy, long-term or critical conditions, emergency care or elective/cosmetic surgery.</p>
<p>When it comes to private medical insurance, the major problem seems to be the costs. There are some things you should think about in order to reduce your costs. First of all, you can choose insurance that covers only few conditions that concern you most. You can also limit the range of hospitals that are available to you. Other thing you can do are to limit the extras or your policy and also to do as much research as possibly, you never know what kind of discounts you are going to find. At the end, you’ll see that everything depends on how much are you willing to pay and what are your priorities, so it’s on you to make a decision.</p>
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		<title>Private health insurance in the UK</title>
		<link>http://www.healthinsurancelondon.org.uk/private-health-insurance-in-the-uk/46</link>
		<comments>http://www.healthinsurancelondon.org.uk/private-health-insurance-in-the-uk/46#comments</comments>
		<pubDate>Sat, 12 Mar 2011 10:26:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance]]></category>

		<guid isPermaLink="false">http://www.healthinsurancelondon.org.uk/?p=46</guid>
		<description><![CDATA[The UK has a national health insurance company that ought to cover the medical needs of many of the citizens of the UK. However, many citizens of the UK are not getting satisfactory services or at least not as much &#8230; <a href="http://www.healthinsurancelondon.org.uk/private-health-insurance-in-the-uk/46">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>The UK has a national <a title="health insurance company" href="http://www.healthinsurancelondon.org.uk">health insurance company</a> that ought to cover the medical needs of many of the citizens of the UK. However, many citizens of the UK are not getting satisfactory services or at least not as much services as they expected. The inadequacy of the national heath insurer is what has created the niche for private health insurance in the UK.</p>
<p>Some people include the misconception that these are some of the most expensive private health insurance providers in the world and will require a lot of investment.   The fact that they are private has not gone down well with many people, who think that these companies are more motivated by making an extra buck than paying for their health needs. Well, before you make a choice, get informed first.</p>
<p>It is true that you will have to pay more when you get signed on to private health insurance companies like Bupa, Aviva  and others, but the difference in price is negligible but the difference in quality is huge. No more long queues and inadequate services. All the needs are customized to suit the client and since these companies are customer oriented. A good number of people are seeing the importance of placing their health in the hands of private companies than the public company.</p>
<p>You can shop for private health insurance online, which makes it simpler and faster than when you have to look for the services in the offices of the company. Shopping for a health insurance policy will be made easier when you look for companies that have great online reviews and those which have been providing their services for a long time.</p>
<p>There are many policies in private companies and what you settle on will be determined by your age, occupation and health condition. Incase you want to take a policy for all your family members, everything is provided for by the company. Most private companies will tailor a policy depending on your needs and company, if you do not fit into any of the policies that are provided by them. This flexibility is what has attracted many UK citizens to private health insurance.     The monthly premium you will pay to the company will also be dependent on how much you earn and this is something you can negotiate with the company.<br />
There is nothing to lose when you have chosen private heath insurance in the UK. When you think about it, this is your health you are talking about and placing it in the hands of the NHS may not necessarily be the best decision.</p>
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